Category Archives: Investing

The Economy Is About to Collapse! But, That Doesn’t Change Our Plans

People often wonder how our early retirement plan accounts for economic collapse or the bubble bursting. The short answer? We don’t account for collapse, however we do expect cycles of boom and bust.

In the video we discuss the 78 reasons why you shouldn’t have invested in the stock market over the last 100 or so years, and the one reason you should.

78 Reasons Link:
http://goo.gl/IOwf62

What Is Your Emotional Threshold When Investing?

 

A recent Jim Collins post (we know, big surprise) got us thinking about what our emotional threshold is for investing in one lump sum.

In 2012 Vanguard did a study that showed lump sum investing was more profitable than dollar cost averaging 67% of the time. With results so clear, shouldn’t investing large sums of money be easy?

Jim’s Case Study:
http://goo.gl/8nJCyl

Jim’s Dollar Cost Averaging Post:
http://goo.gl/jxydjb

Vanguard Study:
http://goo.gl/VGzpFO

How Do I Get My Money When I Retire?

The question we get asked most often is ‘how do I get income from my retirement accounts into my checking account when I retire’? Most people understand the 4% rule, but few ask how investments pay the bills.

The reason is likely because phrases like withdrawal and drawdown strategy are not very sexy. Well, this isn’t going to be sexy. But it will be short and to the point.

The second most popular question is, ‘what about penalties if I retire before 59.5’? That will have to wait until next week!

Jim Collins Thinks Your House Is a Bad Investment | Rent vs. Buy Analysis | Mike and Lauren LIVE

Tonight we have a special guest, Jim Collins, who is going to talk to us about why he thinks your house might be a bad investment. Topics will include rent vs. buy analysis, opportunity cost, and a few psychological factors you may not have considered.

Be sure to bring all of your questions about renting vs. buying your home, or any other questions you have for the Q&A.

Be sure to check out Jim’s blog:
http://jlcollinsnh.com/

His blog posts about the rent vs. buy debate:
http://jlcollinsnh.com/2013/05/29/why-your-house-is-a-terrible-investment/

http://jlcollinsnh.com/2012/02/23/rent-v-owning-your-home-opportunity-cost-and-running-some-numbers/

http://jlcollinsnh.com/2013/03/20/roots-v-wings-considering-home-ownership/

His post about purchasing a house in Ecuador:
http://jlcollinsnh.com/2012/11/30/rent-v-owning-in-ecuador/

His post about bonds:
http://jlcollinsnh.com/2012/10/01/stocks-part-xii-bonds-and-a-bit-on-reits/

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Investing for the First Time | Mike and Lauren LIVE!

We’ve got another on air case study for you tonight! Lauren’s sister Lindsay has saved over $10,000 dollars and doesn’t have it invested in the stock market. Tonight we’ll discuss how she saved so much money and her first steps towards investing as a beginner.

Tune in and be sure to chat with us LIVE!

Tuesday December 30th at 8:30PM EST.

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Fear and Greed (Ignoring the Herd Is More Profitable)

Warren Buffet said “be fearful when others are greedy and greedy when others are fearful.” While he was talking about investing in the stock market, I feel like it applies to many other areas of life.

The scarcity mindset can be devastating on your finances and overall happiness. Instead we propose to view life through a lens of abundance and generosity.

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Why the Rich Get Richer

 

 

Ever wonder why the rich keep getting richer. It’s not just because of the money they save, it’s also how they spend their money. Most people spending their money on liabilities like cars, electronics and oversized homes which not only cost money upfront, but require monthly spending to keep them maintained.

The rich also buy liabilities, but the they funnel some of their resources into income producing assets which generate more money for them. They put their dollars to work. Then they take some of that extra money and buy more assets. And on, and on…

How do you balance making more money and happiness? How are your dollars working for you?

Mike and Lauren Exposed! Income, Expenses, Net Worth Revealed

Hope you’re feeling nosy! We’re about to strip down to our financial birthday suit and reveal our income, expenses and net worth. We did it to keep ourselves accountable to our goals and make things more interesting for you guys.

We debated for months whether we should or not, but decided it would need to happen sooner or later, so why not sooner!

We’ll cover our expenses in detail in another video.

Here’s a link to the Blank_Net_Worth_Projections spreadsheet I referenced in the video.

Let us know if you have any questions in the comments. Thumbs up if you like this video, and don’t forget to subscribe!

Ditch The Cubicle with Paula Pant | AffordAnything.com

We visit Atlanta to interview Paula Pant from AffordAnything.com.  She is a financially independent blogger who accumulated a collection of rental units that provide over $35,000 in completely passive income.  She also has a successful blog, content marketing company, and has traveled to over 30 countries!